You've got your new vehicle all picked out. The test drive is over and you've made room for your new friend in the garage. All that's left now is financing.

At Liberty Auto Subaru, we believe in helping our customers make wise driving decisions. That's why we spend the time making sure that you get the vehicle that is just right for you and your unique lifestyle. It's also why our trained finance professionals are happy to take all the time you need to go over your finance options.

There is a decision facing you: to lease or buy. Which is the best option for you? Here's a breakdown of the pros and cons of each:


  • Leasing is a good choice if you want a more expensive car and want to spend less on monthly payments
  • Generally there is a much lower down payment on a leased vehicle
  • Repair costs are low as most care is covered by a factory warranty
  • On the negative side, there are mileage restrictions: generally 12,000 to 15,000 per year


  • Want to add a car starter, sunroof or other accessories? You own the car and can modify it as you see fit
  • You will eventually not have a car payment at all, once your auto loan is paid in full
  • You can drive as many miles as you need or like without restriction
  • On the negative side, there is generally a higher down payment to buy a car
Only you can determine which avenue is right for you and your specific needs. Our team of finance professionals would be happy to discuss these options with you, however, and help you make the decision that fits you best.

Whether you choose to finance or lease we hope that you'll stop in and see us soon here in Libertyville, Illinois, where we have a great selection of both new vehicles and pre-owned vehicles for you to browse. We're proud to serve drivers from this area as well as the surrounding locations of North Chicago, Grayslake, Illinois.

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